The banking industry has long been a popular choice for employment in India, and in recent
years, it has become a thriving sector in the Indian economy.The growth of the banking
sector has led to an overlap with other financial sectors such as insurance, non-banking
financial companies (NBFCs), and capital markets. This expansion, coupled with the
retirement of current employees and efforts to promote financial inclusion, has created even
more opportunities within the banking industry.
Kerala is well-known for its beautiful landscapes and rich cultural legacy, but it also has a
growing financial sector. Applicants hoping to work in this southern state's banking industry
will surely have to pass the demanding and challenging Kerala Bank Exams. In this blog, we
will go over the most important things to know about these tests, providing vital insights to
help you succeed.
Various Job Positions in Banks
● Bank Probationary Officers (PO) ● Bank Clerks or Probationary Clerks ● Bank Specialist Officers (SO)
Career as a Bank Probationary Officer (PO)
The Probationary Officer (P.O.) position is the entry point to the highly desirable managerial roles in the banking sector. A large number of skilled professionals, postgraduates, and graduates apply for each Bank PO Exam, competing for the few positions that the banks publish.
Career as a Bank Clerk
A bank clerk can look forward to employment security, a demanding work environment, the chance to develop their customer service skills, the use of cutting-edge technology, and the opportunity to learn under esteemed senior officers. Through a number of national level institutions designed specifically for bankers' education, he has the chance to pursue lifelong learning in banking, finance, management, and other fields of his choosing.
Career as a Bank Specialist Officer (SO)
Banks run recruitment exams for Specialist Officers to fill specialised posts in finance, legal, HR, marketing, and other departments. Those with the required professional skills in engineering, chartered accounting, law, or who hold degrees in MBA or MCA, among other subjects, are eligible to take these tests.
Basic Eligibility Criteria for Bank Exams in Kerala
The eligibility criteria for all bank exams in Kerala are mostly the same, while some banks differ from one bank to the next. The following list contains the requirements for eligibility for each of Kerala's bank exams. Applicants can review the requirements for eligibility for each bank by going here.
| Name of the Bank | Education Qualification | Nationality | Age Criteria Requirement |
|---|---|---|---|
| CSB Bank | Applicants must have Graduation / Post Graduation / CA / MBA /ICWA/CS from any recognized university / Institution in India. | Applicants must be a citizen of India. | Minimum Age: 21 Years Maximum Age: 30 Years |
| Dhanlaxmi Bank | Aspirants must have Post Graduation from any Institution in India. | Applicants must be a citizen of India. | Minimum Age: 18 Years Maximum Age: 35 Years |
| ESAF Small Finance Bank | Candidates Who Have Successfully graduated in BE/B.Tech, ME/M.Tech, MCA,. | Applicants must be a citizen of India. | Minimum Age: 21 Years Maximum Age: 40 Years |
| Federal Bank | Candidates Who Have Any Degree Are Eligible. | Applicants must be a citizen of India. | Maximum Age: 24 Years |
| Kerala Bank | Candidates Who Have Any Degree Are Eligible. | Applicants must be a citizen of India. | Minimum Age: 18 Years Maximum Age: 40 Years | Kerala Gramin Bank | Candidates must have Bachelor’s Degree / Master’s Degree with a minimum of 55% (50% in case of SC/ST/PwBD) from any recognized university / Institution in India. | Applicants must be a citizen of India. | Minimum Age: 21 Years Maximum Age: 40 Years | South Indian Bank | The applicants must have passed their X/ SSLC, XII/ HSC & Graduation degree with at least 60% marks. Also note that the graduation must be under a regular course. | Applicants must be a citizen of India. | Maximum Age: 24 Years |
Syllabus of Bank Exams in Kerala
The syllabus of bank exams in Kerala is majorly divided into four parts - Reasoning ability, English Language, Quantitative Aptitude and General Awareness.
Reasoning Ability Syllabus
This part mainly comprises of the following major topics:
● Seating Arrangement ● Puzzles ● Inequality ● Syllogism ● Input-Output and Data Sufficiency ● Logical Reasoning ● Blood Relations ● Distance and Direction ● Alphanumeric Series ● Alphabet Test ● Coding-Decoding ● Order and Ranking
English Language Syllabus
● The section of general English is all about the grammar conception and vocabulary efficiency of the candidates. ● Reading Comprehension ● Cloze Test ● Detection of Errors ● Correction of sentences ● Para Jumble ● Connecting and completing sentences and paragraphs ● Fill in the Blanks ● General Vocabulary ● Synonyms, antonyms, idioms, phrases, Articles, voice changes, mode of narration
Syllabus for Quantitative Aptitude
● Data Interpretation ● Data Sufficiency ● Quantity based Problems ● Number series ● Quadratic equation ● Topics from Arithmetic ● Rate of Interest ● Profit and Loss ● Percentages ● Pipes and Cisterns ● Time Distance and Work ● Ratio and Proportion ● Mixture and allegations ● Averages ● Mensuration ● Probability
Syllabus for General Awareness
Candidates need to stay focused and updated on all the latest happenings around especially in the last four to six months. ● Banking Awareness ● Financial Awareness ● Current Affairs in the last one year to be more precise ● Static GK ● Countries and capitals ● Currencies ● National Parks ● International and National Organizations ● Headquarters ● Important Dates and Days ● Themes and more
Exam Pattern for Bank Exams in Kerala
The eligibility criteria for all bank exams in Kerala are mostly the same, while some banks differ from one bank to the next. The following list contains the requirements for eligibility for each of Kerala's bank exams. Applicants can review the requirements for eligibility for each bank by going here.
| Name of the Section | No. of Questions | Maximum Marks | Time Alloted | Expected Cutoff |
|---|---|---|---|---|
| Reasoning and Computer Aptitude | 40 | 50 | 40 Minutes | 25+ |
| Awareness (General/Banking/Economy) | 40 | 50 | 20 Minutes | 26+ |
| English Language | 40 | 50 | 40 Minutes | 23+ |
| Data Interpretation and Analysis | 40 | 50 | 40 Minutes | 25+ |
| Total | 160 | 200 | 140 Minutes |
Salary Scale
Students who successfully complete both internship phases will be offered a Probationary Officer position at any South Indian Bank branch. Rs. 36,000 – 1,490/7 – 46,430 – 1,740/2 – 49,910 – 1,990/7 – 63,840 will be given to the candidates. Bank to bank differences exist in the compensation scales for many positions. Candidates can visit Testbook's official website to view the compensation scale unique to their exam.
You can crack the bank exams in Kerala with the help of the Edupath Coaching Centre in Kochi. EDUPATH Consultancy offers personalised assistance to every aspiring student at all crucial steps of bank exams. Our expert team will help you prepare for the examination and pave the way for a successful career in the financial sector.